Jam3ya FinTech: A Case Study of Our Cooperate Venture Builder Approach

Adigital FinTech platform reinventing traditional savings circles (ROSCAs) in the UAE

A powerful example of BE Venture Partners' collaborate-and-build philosophy is Jam3ya—a FinTech platform born through our Cooperate Venture Builder model. This approach reflects our belief in working side-by-side with founders as true partners, not just advisors, to transform bold ideas into market-ready businesses.

In today’s fast-moving world, launching and scaling a successful business can be daunting—especially for first-time entrepreneurs. That’s where BE Venture Partners (Beyond 360 Ventures) comes in. Our mission is simple yet powerful: to simplify the entrepreneurial journey through a structured ecosystem designed to spark innovation, drive growth, and deliver real-world results.

Who We Are

BE Venture Partners is a dynamic venture-building organization dedicated to empowering  early stage startups and SMEs through tailored operation programs, strategic advisory, and a far-reaching professional network. With a presence in Dubai, Istanbul, and Saudi Arabia, we specialize in transforming ambitious ideas into scalable, sustainable businesses.

In Dubai, BE Venture Partners leads the charge, while in Riyadh and Istanbul, our partner organization Beyond 360 Ventures delivers impactful venture-building solutions tailored to each region’s entrepreneurial landscape.

We lead first time entrepreneurs from ideation to market fit—and beyond—through operational programs focused on validating markets, refining products, and building solid business models. Every step is designed to accelerate growth and minimize risk.

Who We Serve

Our solutions are tailored for three core groups:

  • First-time Entrepreneurs Individuals with an idea, seeking expert guidance and a structured path to bring it to life.

  • Early-Stage Startups Founders who need an experienced co-founder to help accelerate growth and sharpen strategy.

  • Established SMEs Traditional businesses are looking to digitize, innovate, and adopt a startup mindset to stay competitive in a changing market.

Our Approach

What sets BE Venture Partners apart is our hands-on, co-founder-style engagement. Each entrepreneur is paired with dedicated advisors who work closely through every stage of the journey—from defining objectives and validating markets to launching products and scaling operations.

Our Key Activities

  • Idea Validation Conduct in-depth market research and customer discovery to test feasibility and uncover real market needs.

  • Business Plan Development Create comprehensive business plans covering competitive landscape, financial projections, and key milestones.

  • Business Roadmap Creation Develop clear, actionable roadmaps aligning short-term goals with long-term strategic objectives.

  • Product Roadmap Development Prioritize features, map development cycles, and ensure scalability and great user experiences.

  • Alpha & Beta Launches Build iterative versions of your product for real-world testing and continuous improvement.

  • Go-to-Market Strategy Design and execute launch plans, identify target audiences, and drive early traction.

  • Fundraising Journey Develop compelling investor decks, financial models, and facilitate introductions to relevant investors.

  • Growth & Scaling Implement strategies for acquisition, retention, revenue growth, and market expansion.

  • Operational Co-Founder Support Step in as an operational partner—helping with team building, strategic planning, and performance monitoring.

Each service is designed to provide practical, tailored support, ensuring founders can move forward with clarity, confidence, and speed.

Case Study: Jam3ya

A shining example of our impact is Jam3ya, a digital platform that modernizes traditional savings circles (ROSCAs) for the digital age.

The Challenge

Many UAE residents rely on informal ROSCAs for saving money—but these systems often lack transparency, security, and scalability.

The Solution

BE Venture Partners teamed up with the Jam3ya founder Manei Alyammahi to build a secure, digital-first platform that enhances transparency, automates transactions, and expands access to savings tools for underserved communities.

Our Value-Add

  • Tech Partnership: Structured a convertible note deal with a UK-based tech firm, which also took on the CTO role—saving costs and ensuring high-quality development.

  • Incubator Placement: Secured a spot in the Emirates NBD Incubator, connecting Jam3ya with unmatched resources and market access.

  • Alpha Launch: Developed and deployed the Alpha version with a focused go-to-market strategy.

  • Investor Outreach: Facilitated investor meetings and feedback, with a fundraising round slated for May 2025.

  • Regulatory Setup: Established operations in the DIFC and progressed into a regulatory sandbox—soon to be announced by a major regulator.

The Results

  • A highly rated mobile app, well-received across the UAE.

  • Greater financial inclusion through modernized savings methods.

  • Recognition as a leading FinTech innovator in the region.

Jam3ya is living proof that our structured, hands-on model transforms promising ideas into market-ready ventures.

Why Choose BE Venture Partners?

Whether you’re an early-stage founder, BE Venture Partners offers the structure, support, and strategic insight you need to thrive.

Partnering with us means gaining:

  • Deep expertise in venture building, market entry, and scaling operations to short the journey with minimum risk and errors.

  • A customized, co-founder-like approach to your startup journey.

  • Access to a global network of investors, mentors, and industry leaders.

Let’s Build the Future—Together

At BE Venture Partners, we believe entrepreneurship is a force for positive change. Our mission is to make this path accessible to anyone with the drive to innovate and grow. With success stories like Jam3ya leading the way, we’re proving that the right guidance can turn vision into impact.

Reply

or to participate.